News

Did you know that all residents of the US have the right to obtain one free credit report from each of the three credit bureaus per year? Since credit score is more important than ever due to today's tightening credit standards, it's the perfect opportunity for home buyers to take advantage of this benefit. But Beware... Although you see commercials offering free credit reports, many companies...

If you've been on the fence about homeownership, now is the time to take a leap! Don't let the negative press deter you from one of life's greatest joys. Take a look at five short and sweet reasons that homeownership is great! 1. Equity. When you pay rent, you never see that money again. It is lining the landlord's pocket. Yes, buying a home may come with some hefty initial costs (downpayment, closing...

According to the U.S. Department of Justice, about 1.6 million households have experienced some form of theft when it comes to their financial accounts. Here are some important tips for keeping your information safe and sound: Just the Facts. Don't give unnecessary information like your date of birth and income level when you're filling out things like warranty cards or supermarket club cards. Share...

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After returning to Denver after many years away, my wife and I decided to rent for a year until we figured out how and where we wanted to live. Working with Regina gave us the flexibility to look in many different neighborhoods. We believed finding the right neighborhood was the first step, and once that was determined, we could find the perfect house. And then when we found the perfect house,...

This may come as a shock to many borrowers, but it's absolutely true. Mortgage interest rates are not set by the Federal Reserve and, contrary to popular belief, mortgage rates are not directly tied to the yields of US Treasury bills, bonds, or notes - including the 10-year Treasury Note. That's right. Despite what you might hear in the media, mortgage interest rates are actually set by lending...

Click here for a very well reported story from June 8th on National Public Radio! Why for many, it's still a good time to buy a...

Ben Miller is a practical and patient guy. I had shown him 60 to 70 properties before we found his first home. He had a pretty rigorous wish list and it was my job to help him meet his expectations. He needed a garage for his tools, a basement for his shop, a den for a home office, and a back yard for his dog. Because Ben wasn't in a rush and was willing to wait, he put himself in a strong position...

To rent or to buy, that was the question my client, Marcus, (pictured below) was faced with. After a couple of months searching the Internet for both rentals and homes for sale, he was able to purchase his first home for hundreds of dollars less a month than what he would have paid in rent. With current market conditions consisting of steadily rising rents, falling home prices, and low mortgage rates it...

After your offer has been accepted, it's time to have your new home inspected. I often work with Allen Robie who is a fantastic inspector and very knowledgeable about how a home works. He takes a holistic approach, checking everything from the insulation in the attic to the condition of the foundation... and everything in between. According to what he finds, objections may come up that need to...